Prime Minister David Cameron has today met flood-stricken householders in Devon and promised to take a “tough approach” on negotiations with insurers over homes at risk of flooding.
Around 200,000 high risk properties are at risk of being priced out of affordable insurance cover when a deal struck in the year 2000 between the then Labour government and insurers ends in summer 2013.
The Government has been in talks for two years but as yet an agreement has not been reached.
"m sure we will do a deal," Mr Cameron said. "We are in negotiations at the moment.
"We need to take a tough approach frankly and it's important insurance companies do what they are meant to, which is provide insurance to households and we are going to make sure that happens."
Mr Cameron spoke after he met householders in the village of Buckfastleigh, which was hit by flash flooding at the weekend.
"It is obviously very traumatic when communities are hit by flooding like this but what I found are people are incredibly steadfast and have behaved incredibly bravely at handling the flood and now we need to help them with the recovery,” he said.
"We have to make sure their insurance pays out, make sure the Environment Agency puts in place good flood defences, make sure there are better warning schemes.
"There are always lessons to learn and I wanted to come here and hear it for myself."
Mr Cameron also visited recently-built flood defences on the River Dart, which have helped protect the local area from worse flooding.
Environment Minister Owen Paterson visting Exeter. Filmed by the Environment Agency.